(909) 387 - 4700
My Favorites
My Favorites
Add Page
Add Page
Print
Print
You have 0 items saved in "My Favorites"
Use "My Favorites" to collect pages and downloads that you would like to keep in one place. To store a page, click on the "Add to My Favorites" button at the top of the page. To store a download, click on the plus button next to the download link. My Favorites will be saved for seven days.

CRHMFA Homebuyers Fund (CHF)

CHF Programs provide down payment, payment, closing costs assistance, and grant and tax credit benefits to assist San Bernardino County residents with their home purchase.

The Mortgage Credit Certificate Program (MCC)

The program provides first-time homebuyers with a federal income tax credit based on 20% of the mortgage interest paid per year.  The tax credit is a dollar-for-dollar reduction against the homebuyer’s federal income tax liability. The homebuyer may claim this MCC tax credit for as long as they occupy the home and pay interest on the mortgage. 

The ACCESS and Platinum Programs

These programs were created to provide affordable housing financing assistance.
         

  • Both are 30 year fixed rate FHA 1st mortgages up to 96.5%

  • The ACCESS program has a 3% second where as the Platinum program has a 3% grant for a 99.5% combined loan to value

  • Homebuyer requirement:  ½ % down and closing costs

  • Homebuyer requirement: possess qualifying credit scores and income/debt ratios


Both the ACCESS and Platinum programs were created to provide assistance to a large but underserved segment of the homebuyer population – those families and individuals with good jobs and good credit but without the financial savings and resources to afford the down payment and closing costs associated with a mortgage.

The CHF Residential Energy Retrofit Program

This program provides financial assistance to eligible homeowners in order to help them make energy efficiency improvements to their homes.  Its objective is to deliver energy efficiency savings to homeowners while also promoting opportunities for jobs to local contractors and tradesmen.   This program makes it possible to finance energy upgrades to your home with grants and a low interest rate loan from CHF (currently at 3% fixed interest rate on a 15 year fully amortized loan). 



WWW.CHFLOAN.ORG
(855) 740-8422
  • San Bernardino County Government Center
  • |
  • 385 North Arrowhead Ave, 3rd floor
  • |
  • San Bernardino, CA 92415-0043
  • |
  • ©2013 San Bernardino County
  • |
  • Created by Atlas Advertising
  • |
  • Site Map